Covered
Blue Cross Blue Shield of Minnesota provides coverage for a variety of treatments and situations related to allergy immunotherapy. They generally cover the initial evaluation by an allergist, diagnostic testing to confirm allergens, and the formulation of allergy extracts. The insurance typically includes the costs associated with the administration of allergy shots, sometimes referred to as subcutaneous immunotherapy, which are done on a regular schedule to build up tolerance to allergens. Moreover, they cover both standard and rush immunotherapy protocols, as well as maintenance doses that help sustain immune tolerance. It’s essential for members to review their individual plan details for specific coverage as benefits may vary.
Uncovered
Treatment exclusions under Blue Cross Blue Shield of Minnesota often include but are not limited to:
- Services considered not medically necessary or investigational
- Cosmetic procedures not related to restoring function or correcting accidental injury
- Weight loss or weight gain programs
- Experimental drugs or off-label drug use not approved by the FDA
- Certain dental services, such as dental implants or cosmetic dentistry
- Hearing aids for adults over the age of 25
- Routine eye exams and corrective eyewear in most adult cases
- Long-term custodial care
- Over-the-counter medications and supplements
Please note that this is not an exhaustive list, and specific exclusions may vary depending on the individual policy. It is always best to consult the detailed policy documentation or contact Blue Cross Blue Shield of Minnesota directly for the most accurate information regarding coverage exclusions.
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