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Immunotherapy Insurance: Does Blue Cross Blue Shield of North Carolina Offer Coverage?

Find the right insurance for allergy immunotherapy with Curex. Explore our curated list of insurers and get expert guidance on coverage options for your allergy treatment needs.
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Allergy Immunotherapy Insurance: Protecting Your Health Journey with Blue Cross Blue Shield of North Carolina

Blue Cross Blue Shield of North Carolina typically covers allergy immunotherapy if deemed medically necessary. Coverage specifics vary by plan and may require pre-authorization.

Allergy Immunotherapy Options with Blue Cross Blue Shield of North Carolina

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For coverage of allergy immunotherapy under Blue Cross Blue Shield of North Carolina, patients typically need a diagnosis of allergic rhinitis, asthma, or anaphylaxis confirmed by an allergy test. Prior authorization may be required to ensure that the treatment is medically necessary. Documentation from a healthcare provider outlining the treatment plan, the expected duration of therapy, and the specific allergens involved is essential.

Restrictions may include limits on the number of visits, the type of immunotherapy (subcutaneous injections versus sublingual tablets), and the facilities where treatment can be administered. Coverage may also be contingent upon the patient's adherence to prescribed treatments and demonstrated progress or improvement.

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"Immunotherapy can be amazing"
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Uncovered and Covered Immunotherapy with Blue Cross Blue Shield of North Carolina

Covered

Blue Cross Blue Shield of North Carolina provides coverage for allergy immunotherapy, which is recognized as an effective treatment for allergic rhinitis, allergic asthma, conjunctivitis, and stinging insect hypersensitivity. This includes both subcutaneous immunotherapy (SCIT), commonly known as allergy shots, and sublingual immunotherapy (SLIT), in tablet or drop forms. Coverage typically includes the costs associated with allergy testing to identify specific allergens, preparation of allergen extracts, and the administration of the treatment. It’s essential to note that prior authorization might be necessary, and benefits can vary based on the individual plan details and patient needs, so members should review their policy or consult with BCBSNC for specific coverage information.

Uncovered

Blue Cross Blue Shield of North Carolina may not cover treatments and situations such as services deemed experimental or investigational, non-medically necessary procedures, cosmetic surgery, over-the-counter medications, weight control services not medically necessary, work-related injuries covered under Workers' Compensation, and care provided by family members. Coverage exclusions can vary based on policy details and state regulations, so it's important to review individual insurance agreements for specific exclusions.

Step-by-Step Guide to Starting Allergy Immunotherapy with Blue Cross Blue Shield of North Carolina

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1. Contact Blue Cross Blue Shield of North Carolina (BCBSNC) at 1-888-206-4697 for initial inquiries.
2. Ask for coverage details for allergy immunotherapy specific to your policy.
3. Request the necessary forms and documentation required for pre-authorization.
4. Inquire about in-network allergy specialists for potential co-pay and deductible savings.
5. Clarify the claims submission process for both diagnostic testing and treatment.
6. Determine if a referral from a primary care physician is needed prior to visiting a specialist.
7. Verify the timeline for pre-authorization and what steps to follow if you encounter issues or denials.

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Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Indoor & Outdoor Allergies

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Weed Pollens
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Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies
maple leaf icon
Weed Pollens
insect icon
Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies

We do not treat food allergies at this time.

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What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
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Curex is the only online allergy clinic accepting insurance

Our insurance network is growing everyday so you can get the most affordable treatment available.
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High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
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Treatment prescribed
by clinician

1
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Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
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Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
curex patient showing allergy treatment kit with her dog next to her

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQs

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