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Immunotherapy Insurance: Does Tufts Health Plan Offer Coverage?

Find the right insurance for allergy immunotherapy with Curex. Explore our curated list of insurers and get expert guidance on coverage options for your allergy treatment needs.
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Allergy Immunotherapy Insurance: Protecting Your Health Journey with Tufts Health Plan

Tufts Health Plan generally covers allergy immunotherapy if it is deemed medically necessary. Coverage details may vary based on individual policy terms.

Allergy Immunotherapy Options with Tufts Health Plan

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Tufts Health Plan covers allergy immunotherapy when medically necessary and appropriately documented. Members need a referral from their primary care physician (PCP) and preauthorization from Tufts. Documentation should demonstrate a history of allergic reactions and the failure of standard treatments. Skin or blood testing is required to confirm specific allergens.

Coverage includes:
- Preparation of allergenic extracts.
- Injection schedules following standard protocols.
- Office visits for injections; typically, build-up phase and maintenance.

Restrictions include:
- Non-standard allergy testing methods are not covered.
- Over-the-counter treatments and non-specific immunotherapy are excluded.
- Services must be provided by a network allergist.

Always verify with Tufts for potential changes or updates to coverage.

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"Immunotherapy can be amazing"
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Uncovered and Covered Immunotherapy with Tufts Health Plan

Covered

Tufts Health Plan offers coverage for various allergy immunotherapy treatments, provided they are deemed medically necessary. This includes allergy shots (subcutaneous immunotherapy), which are injections administered over a period of time to reduce sensitivity to allergens. Moreover, the plan may cover prescription medications that are part of an allergy treatment plan, such as antihistamines, nasal corticosteroids, and leukotriene modifiers. Additionally, some plans may include the newer sublingual immunotherapy (SLIT), which involves placing a tablet containing the allergen under the tongue. Coverage specifics, including duration and scope of treatment, can vary depending on the individual plan, so policyholders should consult their plan documents or contact Tufts Health Plan directly for precise information on allergy treatment coverage.

Uncovered

Tufts Health Plan typically may not cover services and treatments deemed as non-medically necessary, cosmetic procedures, experimental or investigational therapies, and weight control services. Furthermore, uncovered situations could include self-inflicted injuries, elective abortions, and custodial care. Coverage exclusions often extend to over-counter medications, personal comfort items, and alternative treatments like acupuncture, unless deemed essential and included in the plan. It's essential to review the specific plan details for a comprehensive list of exclusions.

Step-by-Step Guide to Starting Allergy Immunotherapy with Tufts Health Plan

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1. Contact Tufts Health Plan: Call Member Services using the number on your insurance card.
2. Verify Coverage: Ask about "allergy immunotherapy coverage specifics" under your plan.
3. Reference Code: Mention CPT codes 95165 for serum and 95115/95117 for injections to aid in benefit determination.
4. Documentation: Inquire what documentation is necessary from your allergist to facilitate coverage.
5. Pre-authorization: Ask if a pre-authorization is required for the treatment.
6. Network Providers: Confirm you're seeing an in-network allergist for maximum benefits.
7. Out-of-pocket Costs: Request information on copays, deductibles, and co-insurance for treatments.
8. Follow Up: Obtain a reference number for your call and document who you spoke with for future reference.

Begin with these steps to ensure you have a clear understanding of your benefits and know how to proceed with your allergy immunotherapy process with Tufts Health Plan.

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Why prevention is more effective than allergy medicine

Exposure therapy:
Train your immune system to fight allergies rather than treat them with medications
Desensitization: Symptoms subside as your body desensitized to allergies reducing or eliminating the need for daily medication
Prevention: Immunotherapy helps prevent and fight allergies at the source

We Treat Indoor & Outdoor Allergies

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Weed Pollens
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Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies
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Weed Pollens
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Dust Mites
mold allergy
Molds
tree allergy
Tree Pollens
Cat Allergies
Dog Allergies

We do not treat food allergies at this time.

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What makes Curex the top choice

Over 50,000 Users Choose Curex

Curex has more satisfied customers than any other telemedicine clinic. Our clinical team delivers great outcomes to allergy patients in every U.S. state.
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Curex is the only online allergy clinic accepting insurance

Our insurance network is growing everyday so you can get the most affordable treatment available.
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High quality testing

Curex uses hospital-grade allergy tests that are covered by insurance. This means better treatment, lower costs and no need to re-test!
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Treatment prescribed
by clinician

1
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Curex packaging

Clinicaly made allergen extracts are customized for your allergies

2
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Your immune system gets desensitized to allergens, giving you long-term relief.

3

Benefits of Curex

At-home treatment

Apply treatments in minutes from the comfort of your own home with under-the-tongue applications instead of shots or pills

5-30x higher cumulative dose vs allergy shots

Sublingual immunotherapy delivers a higher dose of allergens over the course of treatment.

Potential for results in as few as 6 months

Individual results vary but some users have reported a noticeable difference in as few as 6-12 months since starting treatments

Excellent safety profile

Studies that have been reviewed by certified physicians show that sublingual immunotherapy is a safe treatment option
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Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

curex user showing allergy drops vial while smiling

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

curex user holding curex allergy treatment kit

Robert S.

The treatment is much less expensive than a course of allergy shots at a doctor's office and eliminates numerous trips to the doctor's and all the waiting time.

Reviewed on

Tony P.

I have done allergy shots in the past but found it pretty inconvenient to go every week. I really like the ease as compared with physically going to the doctors office.

Reviewed on

Lauren S.

No longer having to go the doctor's office a few times a week for painful shots.

Reviewed on

Janie L.

My seasonal allergies were much less severe than years prior. Most importantly, the convenience of taking drops in my own home is unbeatable.

Reviewed on

FAQs

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